Personal Service
At WGA Benefit Consultants personal service is our primary offering. Customers feel like an individual, not a number. You’ll work with one, dedicated agent who knows you by name — not a different agent every time. And you’ll feel reassured that you can call our office whenever you have a question or a claim, and get answers, without getting lost in a corporate call center.
Innovative Solutions
We are committed to offering our customers best-in-class supplemental insurance solutions that can shelter you from unexpected expenses. With all of the uncertainty surrounding the Affordable Care Act, we believe there couldn’t be a better time to protect your financial future. We now offer a complete line of supplemental products to complement your health coverage needs. Our products are designed to:
- Pay Out-of-Pocket expenses like deductibles, co-pays, prescriptions, experimental treatments and out of network expenses.
- Cover non-medical costs associated with accidents, disability and dread diseases
- Pay in addition to any other insurance you may have
- Pay cash directly to you to use any way you choose
- Mortgage, auto loan and credit card payments
- Home or automobile alterations for special needs
- Expenses for child and/or nursing care
- Your income and your spouse’s lost wages while he or she cares for you
- Extended convalescence services or for rehabilitation
- Save the employer and employee money with Innovative pre-tax programs
Health Link Complete Gap Coverage
As healthcare costs continue to increase, many individuals and businesses are moving towards high-deductibles and increased co-insurance on major medical plans in an effort to reduce costs. While this approach reduces the cost of your health insurance, it puts you at a greater financial risk. In fact, more than six in 10 adults who say they have problems paying their medical bills are covered by health insurance.
Health Link helps bridge the gaps in the coverage that exists in your current health insurance plan by reducing or even eliminating the Out of Pocket expenses associated with hospital and doctor bills. Health Link Complete pays the difference in what your medical plan would pay and what you or a covered family member would owe. Learn more
Health Saver III Plus
In today’s market where health insurance is often unavailable or unaffordable, Health Saver Plus III can help provide families peace of mind by providing health insurance benefits you can afford. The idea is that affordable quality healthcare is available if you have the basic knowledge and willingness to make informed decisions by discussing your treatment plan and costs with the healthcare professional of your choice. Learn more
Crisis Recovery Critical Illness Plan
Thanks to medical advances more and more Americans are surviving major medical crisis. While that is good news, treating and living through them crisis often create a financial adversity. Crisis Recovery is designed to ease the financial pressure by providing a lump sum cash benefit directly to you upon the diagnosis of a covered illness. You select the amount that’s right for you up to $50,000. Learn more
Enhanced Accident and Accidental Death Expense Plan
You can’t plan on an accident but you can plan for one. This benefit pays the actual charges to you for medical treatment due to accidental injury up to the amount of unit purchased. It also includes an accidental death benefit. Learn more
Cancer Max Expense Plan
Cancer affects one in two men, one in three women and two out of three families. The good news is that many cancers are curable but only 37% of the treatment costs are medical, 63% are out of the employee’s pocket. Cancer Max is designed to protect your savings at the time when you need it most. It covers the expenses associated with treating cancers that are not reimbursed by other coverage you might have. Learn more
Dental Choice Plus
A unique “hybrid” dental insurance plan combining traditional dental insurance with network provider’s discounts. A new breed of dental plan that covers the services you want at a price you can afford with the freedom to choose a provider in or out of network. Contact WGA Benefit Consultants for more information.
Life Insurance
In addition to supplemental health benefits we can also offer a number of affordable life insurance options. Contact WGA Benefit Consultants for more information.